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Low Rate Insurance of Texas Blog

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While you clean your home regularly, it’s a good idea give it a thorough scrub-down at least once each year to catch everything that’s put off and neglected. Spring cleaning can be intimidating, but nothing will get done until you start. Use these five tips to make your home shine with cleanliness…for at least a day! READ MORE >>

Let’s face it, Homeowners Insurance can be confusing and expensive, and there are so many ways to save money only if you know where to look and what things to ask for. Here are our Top 15 ways to help you to save on your Homeowners Insurance and lower your monthly payments! 1. READ MORE >>

Your vehicle is likely equipped with one or more computer-controlled driving aids — digital miracles that can save your bacon when things go sour. However, they need a little help from the organic software: That would be you. Electronic Stability Control READ MORE >>

Nearly a third of all homeowners operate a home-based business, whether a one-man operation or a small team of employees. But about half of these business owners are underinsured because they missed some key information. READ MORE >>

Automobile accidents happen every day. To help avoid being involved in one, it is important to understand some common causes of accidents and strategies to avoid them. Below is a list of five common causes of car accidents and some tips that every driver can follow to help avoid them. Rear-Enders READ MORE >>

Driving safely requires more focus than you think. Because you’re so used to driving every day, you may not realize just how much focus it takes. But remember when you first started? Everyone must learn to look in all directions and far ahead into the distance to anticipate potential threats from any angle. READ MORE >>

It’s a home feature that can make prospective buyers nervous: a septic tank. Part of a home’s wastewater system, a septic tank is found in households that aren’t served by municipal sewers. Instead, these standalone systems are designed to dispose of and treat the household’s wastewater independently. READ MORE >>

Perhaps you’ve inherited an old family vehicle. Or you’re about to hand down an older car to a young driver. Maybe financial troubles are forcing you into a lower-priced vehicle. If so, you are not alone. I drive a 2003 four-door with nearly 200,000 miles on the odometer, and it’s suffered at the hands of two teens. READ MORE >>

Do you rent an apartment or a house to avoid the expenses of owning? It’s a good idea since renting is generally cheaper than owning a house and paying for the repairs and maintenance. But one expense is often overlooked by renters: that’s renters insurance. READ MORE >>

Please don’t be alarmed, but there’s a very good chance you’re paying too much for car insurance. That is, unless you’re taking advantage of every discount available to you, and you’re probably not. How can you use something you’re not even aware exists? READ MORE >>

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