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Low Rate Insurance of Texas Blog

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Most homeowners understand the importance of protecting their investment with home insurance, but many renters forgo renters insurance since they do not own the place they call home. However, this coverage comes at an affordable cost and offers invaluable protection that should not be overlooked. READ MORE >>

That’s the most common question that probably comes through my door. The purpose of insurance is to be there when some catastrophe occurs and the most common besides hail in the state of Oklahoma, is most likely car accidents.  So how do you determine whose fault it is? READ MORE >>

We’re all looking to save a few bucks here and there. I’ve learned that great value pop tarts taste exactly the same as normal pop tarts and I save a whole whopping 30 cents! With the Internet available and reality TV, we’ve all become the ultimate bargain shoppers. READ MORE >>

During spring, your desire to get on the road and feel some wind in your face is overpowering. However, before you hit the road, you should slow down a bit and think about getting ready for the new riding season. READ MORE >>

Insurance is one of life's odd purchases. We all buy it, and then afterwards we all pray that it was a waste of money, and that we will never need to use it. But accidents do happen, and when they do, insurance is what keeps our finances safe and sound. READ MORE >>

Spring is a time of high flooding potential, when frequent rain is common for many parts of the country. When flooding affects roads and highways, motorists can place themselves in a lot of danger if they aren't careful. A car's high-tech gadgetry and even its size and weight don't protect the driver from the dangers of flooding. READ MORE >>

One of the most common questions I am frequented with is whether or not one of our clients should file a claim. This can apply to any line of business, but the most common one is definitely personal auto. This is where it gets hard-I can give you my opinion, but at the end of the day, it is the insured’s decision. READ MORE >>

I recently went through one of the most horrendous experiences that a majority of people will also go through in their life time. Yep, I’m talking about buying new car. Hours upon hours in the dealership, negotiating, waiting, telling your fiancé you would walk home if this didn’t end soon, and more waiting were just some of the highlights of my experience. READ MORE >>

Business is always changing, so it's essential that you take a little time each year to step back and evaluate your insurance portfolio. While most of your energy goes into growing and moving your business forward, it's important to have appropriate coverage. READ MORE >>

A helmet is the most important piece of safety gear you can wear. Simply wearing one doesn't guarantee it will protect your head. In addition, you must know how to use and take care of your helmet. For example, not securely fastening your chin strap negates the whole point of wearing a helmet. READ MORE >>

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