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Low Rate Insurance of Texas Blog

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Riding a motorcycle is an acquired skill completely separate from mechanical skills; yet some motorcyclists tinker with their bikes without the proper education. If you consider yourself a garage mechanic, avoid doing the following to your motorcycle. Over-Tighten the Bolts READ MORE >>

A sustainable landscaping trend sweeping the nation is the installation of rain gardens. These unique additions to yards are attractive and, if planned well, can help the environment, too. A rain garden could make sense on your property if it’s exposed to water runoff from downspouts, roofs, driveways or other routes by which melting snow or year-round storm waters drain. READ MORE >>

Starting a business is no easy job. In fact, it takes an immense amount of work and startup capital to take a business idea from some scribbles in a notepad to a brick-and-mortar (or online) presence. Protect your hard work and your newfound livelihood with a comprehensive business insurance portfolio designed to protect against both broad and specific industry risks. READ MORE >>

Your agent gave you a quote for your motorcycle insurance, but do you know where that number came from? Premium calculations account for many factors, causing policies to cost anywhere from pocket change to over $1,000 per year. What are these factors? READ MORE >>

While you clean your home regularly, it's a good idea give it a thorough scrub-down at least once each year to catch everything that's put off and neglected. Spring cleaning can be intimidating, but nothing will get done until you start. Use these five tips to make your home shine with cleanliness - for at least a day! READ MORE >>

Let’s face it, Homeowners Insurance can be confusing and expensive, and there are so many ways to save money only if you know where to look and what things to ask for. Here are our Top 15 ways to help you to save on your Homeowners Insurance and lower your monthly payments! 1. READ MORE >>

Your vehicle is likely equipped with one or more computer-controlled driving aids — digital miracles that can save your bacon when things go sour. However, they need a little help from the organic software: That would be you. Electronic Stability Control READ MORE >>

Nearly a third of all homeowners operate a home-based business, whether a one-man operation or a small team of employees. But about half of these business owners are underinsured because they missed some key information. READ MORE >>

Automobile accidents happen every day. To help avoid being involved in one, it is important to understand some common causes of accidents and strategies to avoid them. Below is a list of five common causes of car accidents and some tips that every driver can follow to help avoid them. Rear-Enders READ MORE >>

Driving safely requires more focus than you think. Because you’re so used to driving every day, you may not realize just how much focus it takes. But remember when you first started? Everyone must learn to look in all directions and far ahead into the distance to anticipate potential threats from any angle. READ MORE >>

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